Articles

Don't wait for the next habagat to inspect if you have a comprehensive car insurance policy that includes Acts of Nature. With Standard Insurance Car Protect, you can secure a plan that covers the disasters brought in by flooding due to the habagat or damages from earthquakes.

Planning a trip to Europe’s scenic Schengen Area from the Philippines? Whether you are visiting the romantic streets of Paris, exploring Rome, or seeing the Northern Lights, you need to know how to apply for a Schengen visa in the Philippines. 

Navigating visa applications can feel overwhelming, but getting your documents in order doesn't have to be stressful. In this guide, we will walk you through the step-by-step Schengen visa requirements for Filipino citizens, timeline tips, risk-free flight and hotel reservation hacks, and how Standard Insurance Travel Protect ₱2.5M satisfies mandatory embassy insurance rules.

Navigating vehicle ownership in the Philippines requires knowing the difference between legal requirements and complete financial protection. This guide breaks down Compulsory Third Party Liability (CTPL)—the basic coverage required by the Land Transportation Office (LTO) for third-party bodily injury and death—versus Comprehensive Car Insurance like Standard Insurance's Car Protect. While CTPL satisfies mandatory registration requirements, Comprehensive Insurance offers essential protection for own vehicle damage, theft, third-party property damage, roadside assistance, and Acts of Nature (floods and typhoons). Learn what each policy covers, standard claims requirements, and how to stay fully protected on Philippine roads

A comprehensive guide on surviving a typhoon, covering essential preparation steps, emergency kit setup, home safety measures, staying informed during the storm, and safe recovery procedures after it passes.

Comprehensive car insurance in the Philippines helps pay for vehicle damage caused by accidents and other events other than the typical collision.  These include carnapping or theft of the vehicle, vandalism, damages due to falling objects or, if your comprehensive coverage include Acts of Nature, even damages due to flooding. 

Not all comprehensive car insurance coverage are the same. Thus, it is important to understand how to choose. Here is a detailed guide explaining comprehensive car insurance in the Philippines, covering non-collision damages (theft, severe weather, vandalism), policy exclusions, deductible strategies, and tips for comparing quotes effectively.

Travel insurance with COVID coverage helps protect travelers if COVID-19 causes a medical emergency, trip delay, or visa issue abroad. For Filipino travelers, the right plan matters most when the trip goes to a place with high medical costs or strict entry rules, such as Schengen countries. This guide explains what to check, how the main benefits work, and how to compare travel insurance Philippines plans without getting lost in the fine print.

Read this practical comparison guide for motor vehicle owners evaluating Standard Insurance Car Protect against other major non-life insurance providers in the Philippines.

Key Content Summary

• Core Purpose & Position: Standard Insurance Car Protect serves as a traditional benchmark comprehensive motor insurance policy. It includes Own Damage, Theft, Third-Party Property Damage (TPPD), Excess Bodily Injury (EBI), Unnamed Passenger Personal Accident (UPPA), and optional Acts of Nature (AON) protection.

• Evaluating Coverage First: Rather than focusing solely on the lowest annual premium, vehicle owners are advised to compare policy schedules, insured values, participation fees (deductibles), repair shop access (casa vs. accredited shops), and claim workflows.

• Buying Best Practices & Red Flags: Drivers should verify that the insured vehicle value is realistic, ensure participation fees are clear, confirm AON inclusions, and inspect third-party liability limits before agreeing to a policy